is an old saying that you can’t have your cake and eat it too. As hard
as it is to save money, I believe that I have found a way to spend money
and still save money on top of that. All with the help of my bank.
My bank introduced a Savings
account last summer that I immediately enrolled in. The way it works is
that 1.5% of my purchases is automatically transferred to my savings
honestly makes me feel kind of lazy that I didn’t practice the
discipline myself of saving. On the other hand, there is no better
feeling than checking your account balance and actually believing that
you are out of money, only to find a sizable sum of money tucked into
your savings account. Provided you can at least practice the discipline
of not transferring it back to your checking account.
to sum it up, I am basically saving money by spending money. Something
about this sounds so in line with Keynesian economics. Of course in all
actuality, you never really save money. You are always saving for
something; whether it be a down payment on a house or a car. At least
try and save for something that is more of an investment, such as building equity in a piece of real estate.
was always taught growing up not to shop while I was hungry. Of course,
like most people, I am not very good at following this advice because I
wait till I am almost completely out of food to go grocery shopping.
Then I end up eating out for a few days until I break down and go
shopping even when it wasn’t in the budget. Fortunately for me I spent
most of my adult life working in a supermarket capacity.
confess that I have always managed to stay within my budget while
shopping. Of course this goes back to the convenience of working in a
grocery store. I just buy enough for a few days. I am also conscious of
what my budget is. In addition I am also organized enough that I can
whiz through and complete my shopping while many customers are just
all actuality, the reason I am so fast at shopping is probably because I
am in a hurry to get home and starting munching down on the food. Even
if I am hungry, I somehow manage to refrain from buying certain items. I
just file them away into my mental grocery list for a later date.
also love the self-checkout, which everyone else conveniently hates.
They would prefer to bitch about the lines getting backed up while those
of us that love this fairly new feature in the supermarkets will head
right to it first thing as soon as we get through shopping.
to the topic at hand, which is how to shop when you are hungry: for
starters, I would not recommend this but since you likely will find
yourself in this situation anyway, it helps to have a budget to stay
within. Of course it also helps when you know what you want and are able to prioritize accordingly. This is probably easier when you are poor, or just have a tight budget due to a lot of expenses.
there are some benefits to being “poor”, at least on paper anyway. It
forces you to stay on a budget and you get to be creative at finding
ways to save money. Material prosperity is not so much about making
more, it is about making the most of what you have.
I learn how to live richly on just over $1000 a month, I’m not going to
know what to do with myself when I am making ten times that. More than
likely I will buy a Lexus, Cadillac CTS, or Maserati just so I can bring
back that “poor” feeling again.
Back when I was the assistant department manager in a grocery store, I see a lot of water flying off the shelves. This is especially true during the summer months. I even hear customers talk about how a certain type or brand of water is the best thing that they have ever had.
don’t know about anybody else but I have sampled a lot of the water
that my store sells. Of course I have limits as to how much I will pay
for water; for example $3-5 dollars for a gallon of water when most
gallons are in the $1-2 range. Although I have snagged the more
expensive ones when they were on sale.
have to admit that I cannot taste a difference in all the water. But
each person is entitled to their opinions. If they didn’t have their
opinions, I might lose money in the water department and be out of a
of water department, it seems like a double standard to buy water when
we already pay for it in the water bill. Even if you don’t pay the
actual bill, it is included in the rent. Unless you don’t pay rent that
could just as easily buy a pitcher and keep the water cold but every
time that I try this, it always mysteriously turns into sweet tea. Plus
it is convenient to just buy a gallon
of water for $1-2 every few days. Aside from the convenience of bottled
water, I can’t help but point out the irony that one of the leading
brands of water is “Evian”. I don’t have to tell you what that spells
basically, it’s sort of like double taxation paying for water twice.
But somehow I feel I may have a moral obligation to actually buy the
water in the store now. After all, I wouldn’t want to kill capitalism
and the jobs that it creates.
Daily E’ism: Anybody else feel like toppling the establishment with me?
the world soars past seven billion people, it is a constant thought on
everyone’s mind as to how we are going to sustain all of these people.
The world is definitely overpopulated. The chief principle in economics
is the theory of scarcity; that is the belief that the world cannot
contain this many people. This leads the vast majority to work hard and
hoard material things while at the same time fearing an economic crash.
are many theories as to how to deal with the mass overpopulation
problem. One idea is to stop making babies. China already limits
households to two children. I can’t help but wonder what happens if a
couple were to have triplets?
Another theory is to start colonizing other planets. Since America is known as the last frontier, many Americans are bored because there is nothing new to discover in this world. This is perhaps why we are so infatuated with space. Is there life on other planets? If not, maybe we should find a way to start colonizing Mars next since there has been water sighted on the red planet.
Migrating to Antarctica?
the global warming theory persists, eventually Antarctica may become
habitable. This is the fifth largest continent and already has tourists
visiting during the warmest parts of the years. What if one day
Antarctica became another country? That would go a long way to easing the burden of living in an overpopulated world.
How would we go about populating Antarctica? One thing that is almost for certain; the global elite would definitely want to establish a bank there. It would probably start with people from all over the world trying to escape oppressive governments and declaring their freedom. Then the global elite would definitely want to invade the territory and establish a bank. This would lead to the Antarctican Revolution and possibly a mass genocide of penguins.
The Real Problem and How to Deal With It
It’s fun to speculate but however it all turns out,
the real problem is overpopulation. People blame the baby boomers for
this problem, but it is actually their frisky parents who came home from
World War Two and started having an average of four children per
the case, the overpopulation may have been a blessing in disguise. The
elite were trying to turn us into robots and then realized there are a
way more of us than there are of them.
Post World War Two generation may have saved our lives by procreating
more humans than they could control. They can either kill all of us or
empower us to provide for ourselves. The latter is the result of the
Internet being released to the public over twenty years ago.